What is a person who fixes credit?

Credit repair specialists help prepare appropriate letters to credit bureaus and debt collection agencies. These letters should be specific to your credit information, not general dispute letters that may be ignored by credit reporting agencies. A credit repair company is an organization that offers to improve your credit in exchange for a fee. The Credit People has been helping Americans repair their credit since 2001, employing a team of FCRA certified credit counselors.

The company based in Cottonwood Heights, Utah, has helped more than 310,000 people with their credit, according to the company's website. Credit repair is the process of hiring a company to correct your bad credit by eliminating negative and inaccurate information in your credit reports. The Credit Pros is an AI-driven personal credit improvement company with certified FICO professionals.