Deb Czerno

Deb Czerno

Incurable beer junkie. General tea expert. Incurable twitter ninja. Subtly charming coffee geek. Amateur social media geek.

53 Articles Written
Can you repair credit in 1 year?

Can you repair credit in 1 year?

Unfortunately, there is no quick way to repair or fix your credit. The time it takes to rebuild your credit history...

How many credit repair companies are there in the us?

How many credit repair companies are there in the us?

Statistics from the credit repair industry show that the exact number is 69,090, including national and state credit...

Can you delete collections from credit report?

Can you delete collections from credit report?

You can ask the current creditor, either the original creditor or a debt collector, what is called a “goodwill...

Are credit repair legit?

Are credit repair legit?

However, there are also a lot of scams that you should be aware of. A better path might be to simply take steps to repair ...

What is a credit restoration specialist?

What is a credit restoration specialist?

A credit restoration company can correct errors in a credit report, dispute negative items, and negotiate with some...

Who to contact for credit repair?

Who to contact for credit repair?

Find answers · or learn more at. People hire credit repair companies to help them investigate errors in their credit...

Can bad credit history erased?

Can bad credit history erased?

Keep in mind that the right information cannot be removed from your credit report for at least seven years. Therefore, if ...

Who can fix my credit score fast?

Who can fix my credit score fast?

Steps to Improve Your Credit Ratings · 1. Create your credit history · 2.Catch Up on Overdue Accounts · 4.Your payment ...

What is the best and fastest way to fix your credit?

What is the best and fastest way to fix your credit?

How to Fix Your Credit in 7 Easy StepsCheck Your Credit Rating %26 Report. Always pay your bills on time.

What is credit repair cloud?

What is credit repair cloud?

It's software that makes it incredibly easy to launch, run, and grow your own profitable credit repair business, or add...

How long does it take for credit repair?

How long does it take for credit repair?

In general, credit repair takes between three and six months to resolve all the disputes that the average consumer needs...

Who is the best at fixing your credit?

Who is the best at fixing your credit?

Overall, Credit Saint offers the best investment among all the credit repair agencies we've reviewed. Their A+ rating in...

How long does it take for a credit repair company to repair credit?

How long does it take for a credit repair company to repair credit?

In general, credit repair takes between three and six months to resolve all the disputes that the average consumer needs...

What is the fastest credit repair company?

What is the fastest credit repair company?

Credit Saint helps improve your credit history through a three-step process. We appreciate that Credit Saint offers a...

Why credit repair is important?

Why credit repair is important?

Low credit scores generally mean higher interest rates, and that means higher financial charges on your card balances....

Can credit repair companies charge monthly fees?

Can credit repair companies charge monthly fees?

You can manage the process yourself by following the step-by-step instructions on the websites of the three major credit...

Can i recover from a 500 credit score?

Can i recover from a 500 credit score?

A score of 500 credits falls in the bad range. You'll have trouble getting credit, but your score can be recovered.

Can credit repair remove negative items?

Can credit repair remove negative items?

Credit repair companies offer to “fix your credit” by removing negative elements from your credit report. They offer...

Why do credit repair companies charge monthly?

Why do credit repair companies charge monthly?

Almost all services charge a monthly fee that pays for the agency's ongoing work. Each month, the credit repair service...

How much can i make starting a credit repair business?

How much can i make starting a credit repair business?

Learn how to repair credit for yourself and others and start your own profitable business from home. Some make millions...

How long does it take to get a 700 credit score from 0?

How long does it take to get a 700 credit score from 0?

It will take approximately six months of credit activity to establish a sufficient history for a FICO credit rating,...

Can you fix your credit after bankruptcies?

Can you fix your credit after bankruptcies?

The amount of time it takes to rebuild your credit after bankruptcy varies by borrower, but it can take two months to two ...

How to repair credit after bankruptcy?

How to repair credit after bankruptcy?

Take a deep breathPhoto by Andrea Piacquadio onPexelsBelieve it or not, most people...

How fast can a credit score be repaired?

How fast can a credit score be repaired?

If you've had a major setback, it usually takes you one to two years to repair your credit, according to Weaver....

Can credit repair companies remove hard inquiries?

Can credit repair companies remove hard inquiries?

A credit repair company may promise to remove a difficult query from your credit history for a fee, but inquiries can...

Are you supposed to pay for credit repair upfront?

Are you supposed to pay for credit repair upfront?

Under the Credit Repair Organizations Act, credit repair companies cannot request or receive payments until they have...

What does credit repair do?

What does credit repair do?

Credit repair occurs when a third party, often called a credit repair organization or credit service organization, tries...

How do credit repair companies charge?

How do credit repair companies charge?

Each credit repair organization charges a different price for their services. Almost all services charge a monthly fee...

Can you call to have late payments removed from credit report?

Can you call to have late payments removed from credit report?

If there is an incorrect late payment on your credit reports, you can file a dispute with the appropriate creditor or...

Can a credit improvement service can legally remove your negative items from your credit report?

Can a credit improvement service can legally remove your negative items from your credit report?

Unfortunately, accurate negative information cannot be removed and will generally remain on your credit reports for about ...

Can credit repair get rid of debt?

Can credit repair get rid of debt?

They and you can contact creditors and credit bureaus to correct inaccurate information in your credit reports....

Can your credit really be repaired?

Can your credit really be repaired?

There is no quick fix for repairing credit, but there are steps you can take to improve your credit and make sure your...

What company can help you fix your credit?

What company can help you fix your credit?

Ovation Credit Services has been in business for 45 years. A reputation for trust and supportive customer service has...

What is a person who fixes credit?

What is a person who fixes credit?

Credit repair specialists help prepare appropriate letters to credit bureaus and debt collection agencies. These letters...

Can you fix a cut credit card?

Can you fix a cut credit card?

The only thing you can expect is a store with an old terminal, but then you have to give your copy of the card to...

What do credit repair companies do?

What do credit repair companies do?

Legitimate credit repair companies can ensure that inaccurate information is removed from your credit reports so that it...

Can you finance with a 500 credit score?

Can you finance with a 500 credit score?

A credit rating of 500 places you at the deep subprime level of credit ratings. While you may still be able to get a car...

Is credit repair a legit site?

Is credit repair a legit site?

However, there are also a lot of scams that you should be aware of. A better path might be to simply take steps to repair ...

How long does a credit repair take?

How long does a credit repair take?

In general, credit repair takes between three and six months to resolve all the disputes that the average consumer needs...

Can you legally remove things from your credit report?

Can you legally remove things from your credit report?

Keep in mind that the correct information cannot be removed from your credit report. Therefore, if your score is lowered...

How long does it take to rebuild a 500 credit score?

How long does it take to rebuild a 500 credit score?

Average Recovery Time For example, moving from a low credit rating of around 500 to a fair credit rating (in the range of ...

How much credit repair cost?

How much credit repair cost?

Credit repair costs nothing if you handle the process yourself. There's nothing a credit repair company can do for you...

Can a credit repair company erase a poor credit history?

Can a credit repair company erase a poor credit history?

A credit repair company can erase a poor credit history. If you pay a bill late, your creditor can report this...